Free Checking
- Unlimited check writing
- No monthly service charge
- No minimum balance requirement
- Mobile/Internet/Telephone Banking
- E-statements required
- Debit card
- $100 opening balance
Basic Checking
- Unlimited check writing
- Mobile/Internet/Telephone Banking
- E-statements available
- Debit card
- $100 opening balance
Conditions
- $8 monthly service fee if minimum daily balance falls below $1000
FIRST CLUB account or FIRST CLASS CLUB account
- Unlimited check writing
- Mobile/Internet/Telephone Banking
- E-statements available
- Debit card
- Free checks provided.
- Earn interest on account balance. Rates and balances vary.
- Accidental Death and Dismemberment and Common Carrier Insurance provided
- CD bonus interest rate
Conditions
- $8 monthly service fee for FIRST CLUB and $4 for FIRST CLASS CLUB
- FIRST CLASS CLUB members must be 55 years of age or older
CONCHO CLUB
- Unlimited check writing
- No monthly service charge
- No minimum balance requirement
- Mobile/Internet/Telephone Banking
- E-statements available
- Debit card
- $100 opening balance
Conditions
- Must be 55 years of age or older
NOW account
- Interest rates vary
- Unlimited check writing
- Mobile/Internet/Telephone Banking
- E-statements available
- Debit card
- $1,000 opening balance
- Minimum balance of $1,000 must be maintained to earn interest
Conditions
- $10 monthly service fee if minimum daily balance falls below $1000